Posts Tagged ‘Reading comprehension’

Poslovna angleščina – Refinancing Mortgage Loans

March 23rd, 2010

Refinancing Mortgage Loans

For many homeowners, refinancing their home mortgages can provide numerous financial benefits over the long run.

For one, you can lower your monthly mortgage payments by taking advantage of lower interest rates. This amount can be significant depending on the market rates.

Second, refinancing your mortgage can provide you with additional funds to finance other home improvements, like repairing that leaky roof, adding a garage, or building an addition on to your home.

Furthermore, by refinancing, you can greatly reduce the length of your loan. After several years into your mortgage, people often earn more money than when they first purchased their home, and thus, have a surplus to pay their off loans quicker.

However, for some people, refinancing their mortgages just makes sense, providing a cushion in case of a financial crisis due to loss of employment or a medical crisis.

Whatever you do, be sure to gather all the facts about refinancing to make the best, informed decision that will meet your current and future needs.

Key Vocabulary
  • refinance (verb): provide money again to take care of financial dealings
    - My father wants to refinance his home to save money in the long run.
  • mortgage (noun): an agreement allowing you to borrow money from a bank to buy a house
    - I really want to pay off our mortgage within the next ten years.
  • funds (noun): assets in the form of money
    - Raising sufficient funds for a down payment for a house sometimes takes time.
  • surplus (noun): more than is needed
    - He is only a junior, so he has another year to graduate.

Angleščina matura – Bralno razumevanje – Space – Rešitve

March 17th, 2010

Comprehension test:  SPACE : rešitve

  1. He was worried because an asteroid was headed for Earth.
  2. The asteroid will pass as close as 48.000 km in the year 2028.
  3. The name of the asteroid is XF11.
  4. It was discovered by a 77-year-old telescope.

Angleščina matura – Bralno razumevanje – My Office – Rešitve

March 15th, 2010

Reading Comprehension – My Office – Rešitve












Angleščina matura – Bralno razumevanje – Space

March 10th, 2010

Comprehension test:


“It scares me,” said Jack Hills, an astronomer at New Mexico‘s Los Alamos National Laboratory. “It really does.” He and the rest of the world had good reason to be worried. Astronomer Brian Marsden, at the Harvard-Smithsonian Center for Astrophysics had just announced that a newly discovered asteroid 1.6 km wide was headed for Earth and might pass as close as 48,000km in the year 2028. “The chance of an actual collision is small,” Marsden reported, “but not entirely out of the question.”

An actual collision? With an asteroid of that size? It sounded like the stuff of science fiction and grade-B movies. But front-page stories and TV newscasts around the world soon made clear that the possibility of a direct hit and a global catastrophe well within the lifetime of most people on Earth today was all too real.

Then suddenly, the danger was gone. Barely a day later, new data and new calculations showed that the asteroid, dubbed 1997 XF11, presented no threat at all. It would miss Earth by 1 million Km – closer than any previously observed asteroid of that size but a comfortable distance. Still, the incident focused attention once and for all on the largely ignored danger that asteroids and comets pose to life on Earth.

XF11 was discovered last Dec. 6 by astronomer Jim Scotti, a member of the University of Arizona’s Spacewatch group, which scans the skies for undiscovered comets and asteroids. Using a 77-year-old telescope equipped with an electronic camera, he had recorded three sets of images. The digitized images, fed into a computer programmed to look for objects moving against the background of fixed stars, revealed an asteroid that Scotti, in an e-mail to Marsden, described as standing out “like a sore thumb.”

1. Answer the following questions:

1. Why was Jack Hills worried?

2. After additional analysis, how close to Earth will the asteroid come?

3. What is the name of the asteroid?

4. How was the asteroid discovered?

Angleščina matura – Bralno razumevanje – My Office

March 8th, 2010

Reading Comprehension – My Office

Like most offices, my office is a place where I can concentrate on my work and feel comfortable at the same time. Of course, I have all the necessary equipment on my desk. I have the telephone next to the fax machine on the right side of my desk. My computer is in the center of my desk with the monitor directly in front of me. I have a comfortable office chair to sit on and some pictures of my family between the computer and the telephone. In order to help me read, I also have a lamp near my computer which I use in the evening if I work late. There is plenty of paper in one of the cabinet drawers. There are also staples and a stapler, paper clips, highlighters, pens and erasers in the other drawer. In the room, there is a comfortable armchair and a sofa to sit on. I also have a low table in front of the sofa on which there are some industry magazines.

Multiple-Choice Comprehension Check Questions

Choose the correct answer based on the reading.

  1. What do I need to do in my office?

A) relax B) concentrate C) study D) read magazines

2. Which piece of equipment do I NOT have on my desk?

A) fax B) computer C) lamp D) photocopier

3. Where are the pictures of my family located?

A) on the wall B) next to the lamp C) between the computer and the telephone D) near the fax

4. I use the lamp to read:

A) all day B) never C) in the morning D) in the evening

5. Where do I keep the paperclips?

A) on the desk B) next to the lamp C) in a cabinet drawer D) next to the telephone

6. What do I keep on the table in front of the sofa?

A) company reports B) fashion magazines C) books D) industry magazines

True Or False – Decide if the statements are ‘true’ or ‘false’ based on the reading.

  1. I work late every night.
  2. I use highlighters to help me remember important information.
  3. I keep reading materials that are not related to my job in the office. It is important to me to feel comfortable at work.